Stacking the Healthcare Deck
The state of Rhode Island likes monopolists, it would seem:
The other condition that Tufts needs to change is a state law that says only health plans that did business in Rhode Island in 2001 can take the health status of members into account in setting rates for small groups. As a result, only Blue Cross and United can increase premiums for groups whose members are less healthy.
Changing that rule ought to be an obvious step.
Readers should note that such regulations — questions of bias in their application aside — are one of the reasons that healthcare costs so much.